Remodelling or renovating your home can be an expensive affair but not every time. Sometimes you can get your home remodelled even in the tight budget. Regardless of the changes you make, you do not have to sacrifice your budgeting plans too much. So whether you want to make a minor change or a major shift, you do not have to pay it from your pocket. People nowadays are very enthusiastic about renovating their home every year. Right from changing the cabinet hardware, painting the trim to changing the way your bathroom looks, the expenses can go over the top. However, you do not have to sacrifice regardless of the budget size.
So what are the ways through which you can remodel your home on a budget?
Clean-up: Start-up with cleaning the house. Sometimes, it is the house in a mess which makes it look quite unappealing thereby convincing an individual to renovate it, but that is not true. Even cleaning your house and placing things properly can make it look better. Just by rearranging the furniture and making minor shift would do much good.
Major Impact: When you draw a financial plan for the renovation, it is important that you keep major impacting remodelling on your priority. This includes adding lighting, changing flooring or repainting. These are the changes that will cause a major impact and thus, should be kept in mind first when you want to change the feel of the house.
Smaller Tweaks: Smaller tweaks can be anything from painting a trim to adding a small drawer in your living room. Under smaller tweaks, you can even opt for repairing where you can simply repair old stuff instead of replacing them to save costs.
Self-Help: Today in the era of the social network, almost every tutorial can be found online. Majority of the task during renovation do not necessarily need experts. You can do that by yourself. Small tasks such as painting a trim or painting walls can be done by yourself. It will help you to save a considerable amount of money.
Keep it Minimal: Do not buy unnecessary things. If you are on a tight budget, it is important that you limit your expenses. For instance, you do not have to go for a top-end product every time. Also, most of the products come with key features; you can skip these features as well so to save money.
For those people who are looking to finance their remodelling project after purchasing a home via a Home Loan, the best option is to go for a Top Up Loan. A Top Up Loan is a unique facility being provided by a bank/NBFC such as Bajaj Finserv wherein a sizeable amount of loan is provided at an affordable rate to the existing borrowers looking to renovate home. A Top Up Loan is quite flexible in its operation; you can use the money for anything that you need. From making a home purchase to buying some costly in-house assets, you can do it all.
A top up loan on an existing Home Loan is substantially easy to apply. Due to the modern functioning of the NBFC and a broad approach, the process of availing a Top Up Loan has become quite easier. Bajaj Finserv offers Top Up Loan to people who are looking to fulfil their financial needs. If your current lender is not offering you a Top Up Loan, you can simply switch your Home Loan lender.